Graduate Students

The Financial Aid Office at St. Lawrence University will assist graduate and professional students in understanding various sources of financial aid to which they may be entitled. Financial aid for graduate students is offered on an annual basis. Students must re-apply for aid each year. Students must be matriculated and enrolled at least half time to be considered for federal aid and most alternative loan programs. 

The Financial Aid Office is located in Payson Hall. You may call (315) 229-5265 or (800) 355-0863, or e-mail finaid@stlawu.edu for more information.

• Graduate Application Procedures
• 2025-2026 Graduate Student Budget Worksheet
• Graduate Costs

Types of Financial Assistance

The Federal Stafford Loan:
The Federal Stafford Loan is offered through the William D. Ford Direct Lending Program.

An unsubsidized loan can be awarded regardless of financial need. You will be charged interest from the time the loan is disbursed until it is paid in full. If you allow that interest to accumulate, it will be added to the principal amount of your loan. Graduate unsubsidized Stafford Loan information may be found here.

Matriculated graduate students may borrow up to a maximum of $20,500 annually and an aggregate amount of maximum $138,500 including loans from undergrad. After July 1, 2026 new loan borrowers will have a lifetime limit of $100,000. Repayment begins six months after your graduate or fall below half-time status with several payment options. 

As a first-time borrower, you need to go to https://studentaid.gov/ to complete the Federal Direct Unsubsidized Loan Master Promissory Note and entrance counseling. You will need your FSA ID to complete these tasks.

Alternative Educational Loans
There are many alternative financing options available, including private lending organizations. If you are interested in learning more about alternative loan programs, please contact the Financial Aid Office or see below for our contact information of frequently used products:

For more information on Alternative Student Loan options, please visit the St. Lawrence University student loan website.

Assistantships
Graduate assistantships may be available through the St. Lawrence University’s Education Department. Completed applications are due by April 1 of the year prior to attendance in which the assistantship is sought. Contact the Education Office at (315) 229-5868 for more information.