All full time matriculated undergraduate students enrolled at St. Lawrence University are required to enroll in the St. Lawrence Tuition Refund Plan through A.W.G. Dewar, Inc. of Quincy, MA. The plan insures 80% of the terms tuition and fees due to withdrawal for injury and sickness, and mental/emotional problems. Students are automatically enrolled in the plan and must complete an online waiver form in order not to be billed the annual premium. The plan has an annual premium of $456.