The cost of higher education is of concern to many students
and their parents. At St. Lawrence, over 80% of students received some form
of financial assistance for the 2009-2010 academic year; the University spends
more than $39 million on student aid annually. This Web page is designed
to answer many of the most commonly asked questions about costs, financial
aid, and scholarships. We want to be sure that you have all of the information
you need to make an informed decision about applying to St. Lawrence, and,
eventually, an informed enrollment choice. We advise you to get the answers
to these questions from all of the schools you are considering.
Cost
Paying For College
Merit Scholarships
Athletic Scholarships
Need-Based Financial Aid
Grants
Loans
Campus Employment
Application Process
Other Common Questions
COST
The comprehensive fee covers about 71% of the costs St. Lawrence incurs in
providing each student with an education. Gifts from alumni, friends, corporations
and foundations, and income from the University's $232,350,000+ endowment subsidize
the cost of educating each student.
Q. How much does St. Lawrence cost?
A. The comprehensive fee is $55,835 for 2012-13. The comprehensive
fee (costs billed directly to each student account) includes: tuition
$44,075; fees $325, room and board $11,435 [using the expense of a double
room and the most common meal plan]. Additional expenses include a
$1,650 estimate for books, supplies, personal expenses and transportation.
Room and board expenses can vary if a student elects a single room
or an alternate meal plan. Indirect expenses vary widely from student
to student depending on lifestyle.
Q. How does the cost compare with other colleges?
A. Comprehensive costs are similar to those at other private colleges,
including those with which St. Lawrence shares a great deal of application
overlap. Tuition revenue is essential to support the overall operation
of the University and to allow us to continue to provide the opportunities
that students and their families' value.
Q. Will costs go up while I am in college?
A. Yes. This is subject to change. Costs are set each February for
the following academic year. In recent years, the annual increase has
ranged between 3 and 5 percent.
Q. Is there a way to reduce my costs?
A. Most of the direct cost is fixed. Double rooms are less expensive
than single rooms and there are two meal plan choices. Indirect expenses
are influenced by student choices.
Q. May I live off campus?
A. As a residential college, we expect most students to live on campus.
Q. How do I pay for books?
A: We suggest that students use summer savings to pay for
books in the fall, and use
campus employment savings (if employed on campus) to pay for books
in the spring. Parents or other family members can help with
this expense. Depending on your course of study, books can
be costly. Students should expect books to cost approximately
$275 to $450 per semester. Books are usually purchased at the
SLU Brewer Bookstore, and used copies may be purchased at discount
prices when available.
PAYING FOR
COLLEGE
We believe that students and their parents must meet the primary obligation
of financing a college education. Financial assistance is intended
to supplement the family's maximum effort to provide for their children's
college expenses. The student and the family are making an investment
in education.
Q. How much will my family be expected to pay for college?
A. It depends. We expect families who can afford to do so to pay the
entire cost; minus any merit scholarships the student might be awarded.
Some families cannot afford the full cost and apply for financial aid.
If the family is determined eligible for financial aid, the amount of
aid awarded varies.
Q. How is financial need determined?
A. Financial need is determined as the difference between the cost
of attendance and the family's measured ability to pay. The formula
for this determination is updated annually by the Federal government.
Among the many factors taken into consideration are family size, siblings
attending college, income and assets. Need is calculated one year at
a time, so students interested in receiving financial aid must reapply
annually.
Q. What kinds of financial assistance are
available?
A. Need-based grants and merit scholarships; student and parent loans;
campus employment.
Q. What is the difference between a need-based grant and a merit
scholarship?
A. Need-based grants are awarded after considering a family's financial resources.
Merit scholarships are awarded without regard to financial circumstances.
Q. Can I receive both a merit scholarship and
a need-based grant?
A. Yes. Some students qualify for both.
Q. Who is financial aid for?
A. Need-based financial aid is intended to allow access to St. Lawrence
for students who, without that aid, could not afford to attend.
Q. What are my options if I don't receive enough financial assistance
to cover my expenses?
A. We define the difference between the
cost of attendance and financial aid as the family contribution.
There are several ways to meet the family contribution. An interest-free
monthly payment plan allows families to spread the cost over 8, 9,
or 10 equal monthly payments. Federal Parent Loans for Undergraduate
Students (PLUS loans) allow parents to borrow funds to meet educational
costs not covered by financial aid. There are also numerous alternative
loans that allow families to finance the family contribution.
Q. How
are parents and graduate student siblings considered when counting
family members in college?
A: The Federal Methodology for calculating financial need
does not consider parents in college nor siblings enrolled in graduate
school. Exceptions made for graduate student siblings when
their school requires parent information to determine their financial
aid awards.
Q. What about consumer debt? Is it considered
as part of the calculation for determining financial need?
No, consumer debt is not used as part of the needs analysis calculation. This
is considered discretionary choices and to include it would be
unfair to families whose choices have resulted in little or no
consumer debt.
Q. How does financial aid work for off-campus programs?
A. Depending
on the program a student attends, there may be financial aid resources
available. Students should contact
the St. Lawrence University Financial Aid Office early in the process
to determine potential eligibility.
Q. I am not sure if I should apply for financial
aid. How can
I predict whether or not I would be eligible for any financial aid
resources?
A. There are several web sites that have a needs analysis
calculator. These
calculators allow one to enter data that results in an estimated expected
family contribution (EFC). The EFC result is approximately what
you may be asked to pay towards college expenses that year. If
your EFC exceeds the cost of the university, then you would not likely
qualify for any need based assistance, but keep in mind some schools
have non-need based resources including student loan options. If
you’re still not sure, we recommend that you speak with a financial
aid counselor. You may find one of these calculators at www.finaid.org,
or www.fafsa4caster.ed.gov. The St. Lawrence Website also has a Net Price Calculator, which provides an easy approximation of what a new first-year, undergraduate student can expect to pay.
MERIT SCHOLARSHIPS
We recognize that many students work very hard in high school-taking
full advantage of what their schools offer by choosing challenging courses,
getting involved in co-curricular activities and serving as leaders in
their communities. Because those are the types of students whom we think
are very well-suited for the St. Lawrence experience, we award some of
them with merit scholarships to assist with the cost of education.
Q. What kinds of merit scholarships does St. Lawrence offer?
A. Most of our merit scholarships are awarded to students based on their academic
and personal records. We also award scholarships for outstanding community service.
Merit scholarships range from $5,000 to full tuition per year.
Q. How do students apply for merit scholarships?
A. Most of our scholarship recipients are selected based on their admissions
applications. Beginning with new first-year students enrolling in the 2012-2013 academic year, selected students are awarded a full tuition Trustee Scholarship, a $30,000 Momentum Scholarship, a $30,000 Presidential Diversity Scholarship, a $15,000 University Scholarship,
or a $20,000 Sesquicentennial Scholarship.
One of our scholarship programs require an additional essay and form to supplement
the complete admissions application; the Vilas Scholarship is for students interested
in business and is awarded at $20,000 per year. Another one of our scholarships, the Augsbury/North
Country Scholarship, is limited to students from certain high schools and requires the school's
nomination. International scholarships range from $5,000 to full tuition.
Q. What is considered in determining who wins merit scholarships?
A. The admissions application in its entirety is considered. The student's academic
record-including courses taken, grades earned, letters of recommendation and
standardized test scores, as well as co-curricular
involvement, the essay and an interview (if applicable) are reviewed. Competition
varies each year depending in the applicant pool. For more information, contact
the Admissions Office.
Q. Once I receive a merit scholarship, is it guaranteed for four years?
A. No. In order to retain your University, Sesquicentennial,
Trustee, Momentum, International, Vilas or Augsbury/North Country Scholarship, you must
maintain a cumulative grade point average of 3.0 or higher.
Q. Will my merit scholarship be increased as costs increase?
A. No. The amount of your merit scholarship will remain constant each year for
four years, provided you maintain the required minimum cumulative grade point
average.
Q. Can I win more than one SLU merit scholarship?
A. No. A student may only have one merit scholarship designation.
Q. Can I win more SLU scholarship money while I am in college?
A. Generally no, with the exception of a few awards, most scholarships
are awarded to new students upon entry.
Q. Are there merit scholarships for transfer students?
A. Yes. Transfer students are considered for University Scholarships, Canadian
Merit Scholarships, International Scholarships, Presidential Diversity Scholarships, Momentum Scholarships, Sesquicentennial Scholarships, Leadership Scholarships and Community Service
Scholarships.
ATHLETIC
SCHOLARSHIPS
St. Lawrence offers 32 intercollegiate athletic teams and more than 30%
of our students compete on at least one team. All of these teams, except
men's and women's ice hockey, compete in Division III of the NCAA. The
NCAA strictly prohibits the awarding of athletic scholarships for Division
III athletes; in fact, a student's athletic involvement and talent cannot
be considered when awarding merit scholarships or need-based financial
aid. The only athletic scholarships available at St. Lawrence are
for men's and women's ice hockey.
NEED-BASED FINANCIAL
AID
Need-based financial aid--grants, loans and campus employment--is intended
to assist students whose families cannot afford the full cost at St.
Lawrence. Federal and institutional guidelines determine the amount of
assistance we can offer.
Q. How do I determine if I qualify for financial aid?
A. We encourage families interested in receiving assistance to obtain an initial
determination of need. This can be done by using one of the need estimators that
are available at some high school guidance offices or by accessing one of the
online services such as www.finaid.org and
www.fafsa4caster.ed.gov.
Q. What types of need-based assistance are available?
A. We offer institutional need-based grants and participate in several Federal
and State assistance programs. These include: the Federal Pell Grant Program,
Federal Supplemental Educational Opportunity Grants, the New York State Tuition
Assistance Program, Vermont State Assistance Grants, Federal TEACH Grant, Federal Perkins Student Loans,
Federal Direct Stafford Student Loans, and the Federal College Work Study Program.
GRANTS
A need-based grant is often called "gift aid." It is money awarded to
you by the government or by St. Lawrence that is credited to your account
and reduces your cost. You do not have to pay this money back.
Q. How do you determine how much Federal or State grant I qualify for?
A. Federal Pell grants, New York and Vermont State grants are determined
by governmental agencies and reported to St. Lawrence. Supplemental
Educational Opportunity grants can only be awarded to students with
the highest level of need, and St. Lawrence has a limited total amount
of SEOG funds available to award each year. TEACH Grants have
specific criteria that St. Lawrence University must follow to determine
student eligibility.
Q. What is the average total grant at St. Lawrence?
A. The average grant assistance or gift aid (excluding loans and employment)
to eligible first-year students during 2011-2012 was $26,989. This includes St.
Lawrence grant funds as well as Federal and State grants.
Q. Will my St. Lawrence grant be increased as costs increase?
A. Your grant will not be increased as a function of cost increase.
The expectation is that each year you should be able to pay a greater
amount toward your education.
Q. Will an increase or decrease in family income affect my grant?
A. It could. An increase in family income will typically reduce your
demonstrated financial need (as calculated by the government) and result
in a reduction in your institutional grant. A decrease in family income
may result in an increase in grant amount, but this is not guaranteed.
Q. What else will affect the amount of my grant in future years?
A. Because need is calculated every year, based on income and asset
information as well as family size, your grant could fluctuate as well.
If you have an older sibling who graduates or withdraws from college,
your grant will likely be reduced. Likewise, if another sibling attends
college, your need and subsequently your financial aid might increase,
although this is not guaranteed.
LOANS
Students
are investing in their future, and, if they make the most of their college
experience, they can expect to find themselves, upon graduation, in a
position to pay their student loan expenses in a responsible way.
Q: How do I select an educational loan lender?
A: St. Lawrence participates in the William D. Ford Federal Direct Loan Program for all student and parent federal educational loans. Should you decide to consider a private or alternative education loan option, you will need to research options as we do not provide a private loan resource list.
Q. What types of loans are available?
A. Federal Direct Stafford Loans (subsidized or unsubsidized depending on your financial
need and aid awarded), Federal Perkins Loans, Federal Direct PLUS Loans, and alternative
loans.
Q. What is the difference between subsidized and unsubsidized?
A. Interest on a subsidized loan does not accrue until you leave school and begin
repayment. Interest on an unsubsidized loan begins to accrue as soon as the loan
funds are disbursed.
Q. How big are the loans?
A. Federal Direct Stafford loans vary in amount depending on your class year. First-year
students are awarded a $3,500 loan, sophomores can borrow $4,500, and juniors
and seniors qualify for $5,500 each year. Dependent students who qualify may borrow an additional $2,000 in unsubsidized Federal Direct Stafford loan each year. If you are receiving a need-based grant,
you should expect your financial aid award to include the maximum Stafford loan
allowed by your year in school. Federal Perkins Loans typically range from $1,000
to $5,000 annually. Federal PLUS Loans and alternative loan amounts
vary depending upon total cost and total financial aid resources.
Q. Will I have more than one loan at the same time?
A. Some students receiving need-based aid may have two student loans each
year, a Direct Stafford loan and either a Perkins loan (if economically eligible and
funds are available) or an alternative student loan.
Q. How much loan debt is typical?
A. Nearly all students receiving need-based financial aid will have a minimum
of $19,000-the sum of the maximum Stafford loan for four years. Most will have
additional loan debt typically ranging from $8,000 to $20,000. The average loan
debt for students in the class of 2011 was $29,098.
Q. I know my family won't qualify for need-based grant aid, but I want to take
out student loans. What forms do I need to file?
A. You must file the FAFSA (Free Application for Federal Student Aid)
to be eligible for any Federal loans, including the unsubsidized Direct Stafford
Loan. You will also need to submit tax returns and W-2 copies to verify
FAFSA data.
CAMPUS EMPLOYMENT
Many students choose to work in various departments on campus, both to
earn money and to gain valuable experience. The jobs are wide-ranging-from
working in Dining Services to working as a Community Assistant in the
residence halls to tutoring in local schools. The Admissions and Financial
Aid Offices could not get along without our student workers-many offices
on campus feel the same way!
Q: What office is responsible for the administration of the campus
employment program?
A: The Financial Aid Office is responsible for the administration of
the program. The program is subject to and will be administered in accordance
with all Federal and State laws and statutes governing employment practices.
Q: Who is eligible to participate in the campus employment program?
A: Undergraduate students who are matriculated in a degree program and
enrolled at least half-time are eligible to participate. Many financial
aid recipients are offered the opportunity for Campus Employment. Award
letters will indicate federal or institutional student employment, with
preference given to students with federally funded employment in the
initial hiring process.
Q: How do I apply for a job on campus?
A: Students interested in applying for campus employment may do so by reviewing the job positings located at the Financial Aid Office, as well as on the Campus Employment Website. Once a student reviews the openings and chooses a position of interest, he or she should contact the department directly for specific application instructions. Students should be prepared to complete an application and/or an interview. Students may also contact departments directly to inquire about any available job opportunities.
Q: Who makes the hiring decision?
A: The prospective campus employer will make the hiring decision. Once
the decision is made the employer will submit a Personnel Action form
to the Financial Aid Office for processing.
Q: How will I be paid?
A: Students are paid on a bi-weekly basis for the number of hours worked.
Checks are sent directly to your CMR or may be paid by direct deposit.
Paychecks may be cashed at the North Country Savings Bank located on
the second floor of the Student Center. Please note that CAs (Community
Assistants) have the option of bi-weekly checks or
a room waiver.
Q. How do I sign up for direct deposit?
A: You may enroll in direct deposit by completing an enrollment form
and submitting it to the Business Office in Vilas Hall. You may have
your funds directly deposited to more than one bank account and to any
bank in the country.
Q: What forms must I complete before I can begin work?
A: Prior to being hired, all students must complete an I-9 form. Students
who are U.S. citizens or permanent residents must complete a W-4 form.
International students may be required to complete a W-4 or 8233 form,
depending on their country of residency. U.S. students may complete required
forms in the Financial Aid Office. International students complete required
forms in the Business Office located in Vilas Hall.
Q: How many hours am I allowed to work?
A: As of July 2010, you may work a maximum of 15 hours per week during the school year
and up to 40 hours per week during breaks. Students are also limited to a maximum of two campus positions at a time.
Q: What if I play a sport in the fall? Is it possible to work
during the spring semester only?
A: Yes. You may obtain a job for the spring semester only, or you may
begin work during the fall semester and work only a few hours per week
as some employers will work around your schedule.
Q: Who do I contact if I have a question concerning the payroll
process?
A: It depends on the question. If you have a question regarding the PA
form or the I-9 / W-4 information, you should contact the Financial Aid
Office. If you have a question regarding your rate of pay or the number
of hours worked, you should contact your immediate supervisor. If you
have a question regarding your W-2 form, you should contact the Business
Office.
Q: What is the current rate of pay for a student position?
A: The current range of hourly pay for a student position is $7.70 to $8.50 per hour. Pay rates are determined by criteria such as nature of work performed, duties and responsibilities, skill level of tasks and duties, as well as judgment and knowledge required to perform the job. As of July 2010, the experience based pay scale has been eliminated. There will now be only one rate of pay per grade level.
APPLICATION
PROCESS
Read this section thoroughly, follow directions, and meet deadlines.
Contact the Financial Aid Office if you have any questions.
Q. How do I apply for financial aid?
A. On the admissions application, check the box indicating your interest in financial
aid. Detailed instructions will be sent to you from the Financial Aid Office.
All financial aid candidates are required to submit the Free Application for
Federal Student Aid (FAFSA) between January 1 and February 1 of the year in
which they plan to enroll. One can apply over the internet at www.fafsa.ed.gov.
We also require the College Scholarship Service PROFILE form. All forms must be filed by February 1.
Q. Is there a different procedure if I am an Early Decision applicant?
A. No. St. Lawrence uses the CSS Profile online application for Early Decision candidates.
Q. What is the deadline?
A. February 1st of the year in which you plan to enroll.
Q. Does it make a difference if I use estimated or actual tax returns?
A. It could. Initial estimated financial aid notifications will be
determined based on the data submitted on the FAFSA form. If estimated
figures are initially used, we will require a copy of prior year completed
tax return information. St. Lawrence will verify current information
using actual tax return and W-2 copies once they are available. If
estimated figures differ from current figures, the award amount could
change.
Q. Does getting an extension on filing income tax have any effect?
A. It could. If your initial financial aid was estimated using incomplete
income information, and, subsequently, the actual data is different,
your final award amounts could change. This could also cause a delay
in having your aid posted to your account, or result in less financial
aid awarded.
Q. Can I apply just once for all four years?
A. No. Since many of the Federal needs analysis components can change from year
to year, candidates for aid must apply annually.
Q. Do I need to complete a separate application for consideration for a St. Lawrence
merit scholarship?
A. No. The Admissions Committee awards merit-based scholarships
to first-year and transfer students based on a review of the complete admissions
application. No additional application is required, although additional
essays maybe required for certain scholarships.
Q. Is there financial
aid available for summer session course work at St. Lawrence?
A.
It depends. Summer session financial aid resources are
very limited and many students do not qualify because they need
the resources for their fall and spring semester costs. Since
each situation varies, students need to discuss this possibility
with a St. Lawrence financial aid counselor well in advance of
registering for summer session courses.
OTHER COMMON QUESTIONS
Q. Will I receive more financial aid if I have good grades at St. Lawrence
or am involved on campus?
A. No. Merit scholarships are awarded only to students when they enter
St. Lawrence and are not increased. Need-based assistance is awarded
based on a family's financial situation.
Q. The FAFSA report says that my family can afford more for college than is true.
Will you consider my special circumstances?
A. Please communicate with the Financial Aid Office. There are certain
special circumstances, which we are allowed to consider. In other cases,
the special circumstances may not meet the eligibility criteria.
Q. Is St. Lawrence "need-blind" in admissions?
A. St. Lawrence is "need-blind" (e.g., it does not consider your family's
financial situation) in the review of most applicants. We do consider
the financial situation in the review of applications from international
students, and we may consider it for students at the margin of admissibility.
It is likely that financial need will be considered for students
being reviewed for admission off the waitlist.
Q. If I have demonstrated financial need, as reported on the FAFSA results, will
St. Lawrence guarantee to meet my need?
A. No. Although we try to provide an adequate package for all eligible
students, we do not guarantee to meet the need of each student who
is admitted.
Q. What is preferential packaging?
A. This is a process by which we consider the overall strength of the admissions
application in determining the composition of the need-based financial aid package.
For example, a student who is very competitive in our applicant pool might receive
a greater proportion of her need met by grant than a less competitive applicant
with similar need. This process rewards academic and personal achievement beyond
what the merit scholarship process achieves.
Q. If I receive a better financial aid package from another college, will St.
Lawrence match it?
A. Not necessarily. If you receive a better package from another college
because you provided additional information to that aid office, we
will then review your aid application with this new information. If
you received a better aid package (or merit scholarship) because you
are one of their strongest candidates and in the middle of our pool,
you should not expect our award to change.
Q. How will applying Early Decision influence my consideration for merit scholarships?
A. You will automatically be considered for University scholarships at Early Decision. You may also apply for either the Community
Service or Presidential Diversity Scholarship. If you are a scholarship
winner, you will be notified at the time of your admission. If
you are interested in the Vilas Scholarship, applications must be submitted
by February 1 and winners will not be selected until mid-March.
Q. Can I calculate my total loan debt by multiplying my first-year student loan
by four years?
A. No. Your Stafford loan may start at $3,500, then increase to $4,500,
and then again to $5,500 for your senior years.
A total Stafford loan maximum is at least $19,000. If your financial
aid award includes a Perkins or alternative loan, you should expect
that the total amount you will borrow will be at least the first year
amount multiplied by four. Students may qualify for up to an additional $2,000 in unsubsidized Federal Direct Stafford loans per year.
Q. Is there a discount if more than one person from my family is enrolled at
St. Lawrence? How about for the children of alumni?
A. There is not a discount for families whose children enroll concurrently.
St. Lawrence awards a Legacy Grant to the children, grandchildren and
siblings of St. Lawrence alumni (and to the siblings of current students).
This is a $2,500 grant awarded annually for four years. The Legacy
Grant does not apply to students receiving the SLU Employee Tuition
Remission benefit.
Q. Is there any effect on my need-based financial aid award if I win an outside
scholarship? How about on my merit scholarship?
A. Depending on the amount and restrictions of the outside scholarship,
your need-based aid or merit scholarship may be reduced. Because each
case is considered individually, be sure to speak with someone in the
Financial Aid Office to learn how an outside scholarship might affect
your award.
Q. What is the best way to contact the Financial Aid Office at St. Lawrence University?
A. Financial Aid Office staff may be reached by telephone at 800-355-0863
on most weekdays from 8:30 am to 4:30 pm (eastern time zone). The e-mail
address is finaid@stlawu.edu,
and the fax machine (315-229-7418) is available 24 hours a day, 7 days
per week.
Q. What do I do if my parents are separated,
divorced and/or remarried?
A. Although we request information from both natural parents,
whether or not they are separated, married or divorced, we will waive
this requirement if obtaining the information from the non-custodial
parent is a hardship. Contact the SLU Financial Aid Office to
request a waiver. If the custodial parent has remarried, the
step parent information will be required on the financial aid application.
Q. Is
the financial aid I receive taxable?
A.
If you are a U.S citizen, your
income from student employment earnings at St. Lawrence is subject
to Federal and state income taxes just like any other earnings. If
you receive grant and/or scholarship funds that exceed the cost of
tuition, fees, books and required supplies, those funds may be subject
to income taxes as well. For more information, you may contact
a tax preparer or the Internal Revenue Service at www.irs.gov. If
you are an international student, you may be subject to U.S. taxes
on that amount of grant and scholarship exceeding tuition unless
your home country has a formal agreement with the U.S. government. Contact
the St. Lawrence Business Office for more information.
Q. When is a
student considered independent for financial aid purposes?
A. Federal
guidelines state that in order for students to be considered independent
for Federal financial aid purposes, they must meet at least one of
the following conditions: were born before January 1, 1986; are married; working on a Master's or Doctorate program; currently serving on active duty in the U.S. Armed Forces for purposes other than training; are a veteran of the U.S. Armed Forces; have children who receive more than half of their support from you; have dependents (other than your children and spouse) who live with you and receive more than half of their support from you; were in foster care or a ward of the court with your parents deceased; are an emancipated minor as determined by court; are or were in legal guardianship as determined by a court; or have been recognized by a governmental agency as an unaccompanied youth who is/was homeless.
Q. What does maintaining “Satisfactory Academic Progress” mean?
A.
Students
who receive financial aid resources from St. Lawrence must maintain
what is called satisfactory academic progress to continue receiving
those funds for with they qualify. Specific
standards may be found in the St. Lawrence University Catalog, the
Student Handbook or on the St. Lawrence University Web site. It is the student’s responsibility
to be familiar with these standards.
Q. What is a Verification Worksheet,
and why do I need to complete one each year?
A.
The U.S. Department of
Education has verification requirements. We
are required to verify or validate the information that students
and parents provide on the Free Application for Federal Student
Aid (FAFSA). The Verification Worksheet allows us to validate
items such as family size and number in college.
Q. What happens to financial aid resources
if a student drops a course or withdraws?
A. It depends. Several financial aid programs require a
student to be enrolled in a full time course load which is 3.5 or more
units at St. Lawrence. We rely on the add/drop date each semester
to determine if students receiving financial aid resources are meeting
enrollment requirements. Students need to speak with a financial
aid counselor if they have any question about dropping a course. Should
a student withdraw from St. Lawrence, they may or may not have their
costs pro-rated as it depends on when they withdraw. The University
Catalog and Student Handbook contain detailed information about the
withdrawal process.
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